Afford What Matters, Debt-Free.

Save now, pay later with zero interest. Lock today’s prices, track your goal, and own it when you’re ready.

Tunzaa is licenced by

Bank of Tanzania(BoT)

Licence Number: NBPSL No. 0000-43

Tanzania Communications Regulatory Authority (TCRA).

Licence Number: TCRA/ASeC/0001/2022

PERSONAL DATA PROTECTION COMMISSION (PDPC)

Registration Number: 0-000-005-701

Four simple steps to own what you want—without debt or hidden fees.

Step 1

Pick a Goal

Set the item, target price, and deadline.

Step 2

Choose a Plan

Weekly or monthly contributions up to 6 months.

Step 3

Pay Your Way

Mobile money, card, or bank—automated reminders included.

Step 4

Collect or Deliver

Finish your plan and get it from a trusted merchant.

Why Shop with Tunzaa?

No Loans, No Interest

A savings-based path to ownership with transparent receipts.

Lock-In Today’s Prices

Protect yourself from inflation while you save.

Simple, Secure & Hassle-Free

Mobile money, card, and bank support built-in.

Tunzaa empowers you to afford high-quality products. With our Save Now, Pay Later model, you spread payments, lock in today’s prices, and avoid interest or hidden fees.

Marketplace & App

5%

per completed sale

Perfect for retailers who want new shoppers without building their own infrastructure – simply list, manage, and fulfill.

Save Anywhere with the Tunzaa App

Save now, pay later with zero interest. Lock today’s prices, track your goal, and own it when you’re ready.

Frequently Asked Questions

What does “Save Now, Pay Later” mean?

Tunzaa enables everyday Africans save their money by paying in installments. 

No interest, no debt. Funds are reserved for your goal, protected with clear timelines and receipts.
Absolutely. We partner with licensed institutions and are regulated by the Bank of Tanzania.
You can cancel according to plan terms. Refund timelines and details are outlined in our Returns & Refunds policy.
Apply to join, then list products or integrate our Payment API to go live.
Yes—see our pricing for Marketplace fees, API transaction fees, and White Label options.

Protection & Policies

Peace-of-Mind Policy

Cancel anytime before completion for a refund according to plan terms. Timelines and details are shown before you confirm.

Support & Assistance

Need help changing your plan or requesting a refund? Our team is here to help.